Individuals & Families

Prestige Motor Insurance

Insurance Protection for car enthusiasts & special vehicle owners across Australia

At Network Insurance House, we understand that prestige and specialty vehicles require more than standard Motor Insurance. Whether you own a vintage classic, a modern performance car, or a customised street rod, we work with specialist underwriters to arrange the most appropriate cover for your unique vehicle.

Your Trusted Australian Risk Advisor

Why Prestige Motor Insurance matters

Prestige and collector vehicles are often high in value, rare, or customised, which means they need tailored protection. A standard motor policy may not provide the level of cover or flexibility required for these vehicles. Prestige Motor Insurance is designed with enthusiasts in mind, offering specialist benefits and service.
Financial protection
Protects against the cost of repairing or replacing vehicles that may be difficult to source or restore.
Cover for the unexpected
From accidents to theft or malicious damage, policies provide comprehensive protection for your prized vehicle.
Peace of mind for enthusiasts
Enjoy your vehicle with confidence, knowing it’s protected by insurance designed for prestige and specialty cars.

Vehicles we can insure

Working with trusted underwriters, we can arrange Prestige Motor Insurance for a wide range of vehicles, including:

  • Vintage and veteran cars
  • Classic cars
  • Custom and street rods
  • Modern classics
  • Modified vehicles
  • Prestige and performance vehicles
  • Off-road vehicles
Where Experience Meets Innovation
Claims Support
National Network
Trusted Risk Advice

Key benefits of Prestige Motor Insurance

Depending on your policy, cover may include:

  • Agreed value - certainty about your payout in the event of a total loss
  • Choice of repairer - flexibility to work with trusted specialists
  • Lifetime guarantee on authorised repairs
  • Salvage rights (where applicable)
  • Rental car following theft
  • Third-party property damage cover
  • Towage and recovery costs
  • Additional benefits tailored to vehicle type or classification

How we support you beyond the policy

Special vehicles deserve specialist care. We provide:

  • Tailored advice to arrange the most appropriate level of cover for your vehicle
  • Access to specialist insurers who understand the needs of car enthusiasts
  • Ongoing reviews to adjust cover as your collection grows or changes
  • Advocacy at claim time to ensure a fair and timely resolution

What happens if I have a claim?

We are your advocate at claims time. We work for you and seek the most appropriate claims outcome based on your coverage.

  • We collect and prepare all claims information with you
  • We liaise directly with the insurer on your behalf
  • We work to secure a fair and timely resolution
  • We reduce stress by managing the process with clarity and professionalism


Protect your pride and joy


From rare vintage cars to modern performance vehicles, we help ensure your investment is protected with tailored Prestige Motor Insurance. Contact us today to discuss your vehicle and arrange a personalised insurance solution.

FAQ

Frequently Asked Questions

  • What types of vehicles can be covered under Prestige Motor Insurance?

    Prestige Motor Insurance can cover a wide range of vehicles, including vintage and veteran cars, classics, modern classics, custom and street rods, modified vehicles, performance vehicles, and off-road vehicles.

  • What is agreed value cover?

    Agreed value means that you and the insurer agree on the value of your vehicle when the policy is taken out. In the event of a total loss, this amount is paid (subject to policy terms), providing certainty compared to market value cover.

  • Does Prestige Motor Insurance cover modifications?

    Yes. Many policies can be tailored to cover modifications, customisations, or specialist parts. It’s important to declare these when arranging your cover so they are appropriately insured.

  • Can I choose my own repairer?

    Yes. Prestige Motor Insurance often allows you to nominate your preferred repairer, particularly if they specialise in classic or custom vehicles.

  • What additional benefits are available?

    Depending on the policy, benefits may include a lifetime guarantee on authorised repairs, salvage rights, a rental car following theft, cover for third-party property damage, and towage or recovery costs.

Partnering with you to protect what matters
Network Insurance House Pty Ltd ABN 19 162 437 256 CAR No. 001317943 is a Corporate Authorised Representative of Network Insurance House Broking Pty Ltd ABN 95 159 898 398 AFSL 435538
Network Insurance House Tasmania Pty Ltd | ABN 64 626 787 433 | CAR No. 1266939 is a Corporate Authorised Representative of Network Insurance House Broking Pty Ltd | ABN 95 159 898 398 | AFSL 435538

© 2026 Network Insurance House. All Rights Reserved.  ABN 95 159 898 398 / AFSL 435538.

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