Travel Insurance for individuals and families
Comprehensive protection for your journeys, wherever they take you. Whether you are planning a weekend getaway or an overseas adventure, Travel Insurance is essential for safeguarding your trip against the unexpected. From medical emergencies to trip cancellations or lost luggage, the appropriate level of cover provides peace of mind so you can travel with confidence.
At Network Insurance House, we help individuals and families find the most appropriate level of Travel Insurance to suit their destinations, duration, and plans.
Why Travel Insurance matters
What does Travel Insurance cover?
Depending on the policy, Travel Insurance can include protection for:
- Medical and hospital expenses - cover for medical treatment and emergency evacuation while travelling.
- Trip Cancellation or curtailment - reimbursement for non-refundable travel costs if you need to cancel or cut your trip short for covered reasons.
- Lost, stolen, or damaged belongings - compensation for personal items such as luggage, electronics, and passports.
- Travel delay or missed connections - cover for additional accommodation or transport costs due to unforeseen delays.
- Personal Liability - protection if you are held legally responsible for injury or property damage to others while travelling.
- 24/7 Assistance Services - global emergency support, including medical referrals, evacuation coordination, and travel advice.
Frequently Asked Questions
- Do I really need Travel Insurance for domestic trips?
While it’s especially important for overseas travel, Domestic Travel Insurance can still be valuable. It may cover trip cancellations, lost luggage, or rental car excess, helping to protect your plans within Australia.
- Does Travel Insurance cover COVID-19 related cancellations or medical costs?
Many insurers now include limited COVID-19 benefits, such as cover for trip cancellation or medical expenses if you contract COVID-19 while travelling. The level of cover varies between policies, so it’s important to check with your broker.
- Am I covered for pre-existing medical conditions?
Some pre-existing medical conditions can be covered, but they generally need to be declared at the time of application. We can help you arrange the most appropriate level of cover based on your circumstances.
- Does Travel Insurance cover adventure activities or sports?
Policies may provide cover for some recreational activities, but exclusions can apply to higher-risk pursuits like skiing, scuba diving, or motor sports. We can help you select a policy that covers the activities you plan to enjoy.
- What should I do if I need help while overseas?
Most Travel Insurance policies include 24/7 emergency assistance. You can contact the insurer’s support team for medical referrals, translation services, or help arranging emergency transport or hospital admission.
