Protecting your business premises, assets, and operations
Your property is one of your business’s most valuable assets. Commercial Property Insurance helps protect buildings, contents, stock, and equipment against risks such as fire, storm, theft, or accidental damage, ensuring business continuity when the unexpected occurs.
At Network Insurance House, we arrange the most appropriate level of cover for small-to-mid-sized enterprises through to large organisations. Whether you own, lease, or manage commercial property, we’ll help you safeguard your assets and reduce financial risk.
Why Commercial Property Insurance matters
Damage or loss to your property can cause major disruption. Commercial Property Insurance provides financial protection and peace of mind by covering repair or replacement costs, business interruption, and liability exposures.
Common cover options include:
- Buildings, contents, and stock
- Theft, fire, storm, and impact damage
- Glass breakage
- Machinery breakdown
- Business interruption
- Public and products liability
Other Commercial Property Services
Specialist cover designed for commercial strata title properties, where standard property insurance may not be sufficient. Cover can be tailored to your needs and typically includes:
- Property cover (buildings and common contents)
- Public liability
- Theft by committee members
- Office Bearers’ Liability
- Voluntary Workers Personal Accident
- Machinery breakdown
How we support you
- We arrange cover that aligns with your property type, occupancy, and risk profile.
- We access a broad network of trusted insurers to offer competitive and flexible solutions.
- We act as your advocate at claim time, managing communication with insurers for a fair and timely resolution.
What happens if I have a claim
We are your advocate at claims time. We work for you and seek the most appropriate claims outcome based on your coverage.
- We collect and prepare all claims information with you.
- We liaise directly with the insurer on your behalf.
- We work to secure a fair and timely resolution.
- We reduce stress by handling the process with clarity, confidence, and professionalism.
Frequently Asked Questions
- What does Commercial Property Insurance cover?
Commercial Property Insurance generally covers your building, contents, stock, and equipment against insured events such as fire, theft, storm, and accidental damage. Additional options like Business Interruption and Liability cover can also be included.
- Is Business Interruption cover included automatically?
Business Interruption is usually an optional cover that can be added to protect against loss of income and extra costs following an insured event.
- What is the difference between Commercial Property Insurance and Commercial Strata Insurance?
Commercial Property Insurance protects an individual business or property owner’s building and assets. Commercial Strata Insurance covers shared property, facilities, and liability exposures managed under a strata or body corporate arrangement.
- Who needs Body Corporate Insurance?
Body Corporate Insurance is essential for those who manage or are part of a commercial body corporate. It provides cover for shared property, common areas, and liability risks associated with managing a building.
- Can I tailor my policy to suit my business?
Yes. Every property and business is different. We work with you to arrange the most appropriate level of cover for your circumstances.
