Protecting Your People

Employee Benefits Insurance

Protect your people and strengthen your business

At Network Insurance House, we partner with Steadfast Life to simplify employee protection with tailored insurance solutions. When life takes an unexpected turn, we provide financial security - giving employees peace of mind and reinforcing your commitment to their wellbeing.

We understand that a healthy, supported workforce is key to attracting and retaining top talent, improving productivity, and driving long-term business success. Our dedicated Employee Benefits Specialists will work with you to tailor insurance solutions that enhance employee wellbeing, engagement, and satisfaction, helping your people and your business to thrive.

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What is Employee Benefits Insurance?

Employee Benefits Insurance, also known as workplace benefits or staff benefits, is a specialised insurance package provided by Australian employers to their employees. This comprehensive coverage offers financial protection and support to the workforce and their families, encompassing various benefits such as life insurance, disability insurance, income protection, and wellness programs.

Why Employee Benefits Insurance matters to your business & your people

Employee Benefits Insurance holds significant importance in the workplace as it plays a crucial role in attracting and retaining skilled talent. By offering a comprehensive benefits package, companies can enhance their appeal to potential employees, making them more competitive in the job market. This leads to increased job satisfaction and loyalty among the workforce, fostering a positive and productive work environment.

In addition, Employee Benefits Insurance provides essential financial security to employees during challenging times. Whether facing health issues, disability, or planning for financial security, the benefits offered by this insurance serve as a safety net, providing peace of mind and stability for employees and their families.

Business benefits
  • Reduce financial strain – extended sick leave without impacting on payroll.
  • Attract & retain top talent – greater financial security as a competitive edge.
  • Boost engagement – secure employees feel 25% more valued.
  • Seamless administration – no individual applications or medical checks.
  • Long-term stability – 3-year rate guarantees on premiums.
  • Inclusive – covers pre-existing conditions, including mental health.
Employee benefits
  • Inclusive – immediate cover for pre-existing conditions, including mental health.
  • Income protection – replaces lost wages if unable to work due to sickness or injury.
  • Life cover – financial security for employees and their loved ones.
  • Enhances holistic wellbeing – providing mental, physical & financial support.
  • Inclusive protection – covers all employees with ease.
  • Accessible – 24/7 worldwide cover.
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Supporting recovery and return to work

Beyond financial protection, Employee Benefits Insurance supports recovery and return to work after illness or injury. Through integrated income protection, rehabilitation, and ongoing communication between employer and employee, it fosters engagement - a key factor in successful employee recovery.

Employer-supported claims management and positive psychosocial support are both central to Employee Benefits insurance programs, and drive higher return-to-work rates. This benefits employees through recovery support, and employers by improving continuity and workforce productivity.

Get started with Network Insurance House - protecting what matters most

Employee Benefits Insurance is a vital tool that safeguards the financial well-being of employees, contributes to a positive work culture, and strengthens the employer-employee relationship, ultimately contributing to the overall success of your business and the welfare of your workforce. Contact us to find out how we can partner with you to protect what matters for your employees and their families.
FAQ

Frequently Asked Questions

  • Who is Employee Benefits Insurance suitable for?

    Employee Benefits Insurance is suitable for businesses of all sizes, from small to large enterprises, who want to demonstrate care for their employees and strengthen their employee value proposition. It’s particularly beneficial for organisations looking to attract and retain talent in competitive industries.

  • What types of cover can be included in an Employee Benefits program?

    Your Employee Benefits program can be tailored to include a combination of life insurance, income protection, total and permanent disability (TPD) cover, trauma cover, and wellbeing initiatives. The program can be customised to suit your organisation’s size, budget, and workforce needs.

  • Do employees need to undergo medical checks?

    No. One of the key advantages of Employee Benefits Insurance is that employees are automatically covered – no individual applications or medical assessments are required. This makes implementation simple and inclusive.

  • Is pre-existing health or mental health coverage included?

    Yes. Cover extends to pre-existing conditions, including mental health, ensuring all employees have equitable access to protection and support from day one.

  • How does Employee Benefits Insurance help employers?

    Beyond caring for your people, Employee Benefits Insurance supports business stability by reducing financial strain associated with extended sick leave, improving employee engagement, and enhancing your organisation’s reputation as an employer of choice.

  • Can cover extend to employees overseas or travelling for work?

    Yes. Employee Benefits Insurance includes 24/7 worldwide protection, providing peace of mind for employees wherever their work or travel takes them.

  • How do I get started?

    Our Employee Benefits Specialists will work with you to understand your business objectives and workforce needs, then tailor an insurance solution that fits. Contact us to start a conversation about protecting your employees and strengthening your business.

Partnering with you to protect what matters
Network Insurance House Pty Ltd ABN 19 162 437 256 CAR No. 001317943 is a Corporate Authorised Representative of Network Insurance House Broking Pty Ltd ABN 95 159 898 398 AFSL 435538
Network Insurance House Tasmania Pty Ltd | ABN 64 626 787 433 | CAR No. 1266939 is a Corporate Authorised Representative of Network Insurance House Broking Pty Ltd | ABN 95 159 898 398 | AFSL 435538

© 2026 Network Insurance House. All Rights Reserved.  ABN 95 159 898 398 / AFSL 435538.

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