Small-to-Mid Sized Business

Business Pack Insurance

Comprehensive protection tailored for Australian businesses

Every business faces risks, from property damage and theft to liability and business interruption. A Business Pack Insurance policy brings together multiple cover types into one convenient package, designed to protect your business assets, income, and people.

At Network Insurance House, we work with businesses across Australia to arrange Business Insurance packages tailored to their industry and operations. We go beyond traditional broking, acting as your business risk partner to help you identify exposures, manage risk, and adapt your cover as your business evolves.

Your Trusted Australian Risk Advisor

Why Business Pack Insurance matters

Unexpected events can quickly disrupt your operations or affect cash flow. Business Pack Insurance helps protect your business from financial loss and provides the peace of mind to keep moving forward.
Financial protection
Covers your assets, property, and income against insured events such as fire, storm, or theft.
Convenience and flexibility
Combines multiple types of business cover into one policy, tailored to your needs.
Ongoing support
As your business grows or changes, we’ll help ensure your insurance remains appropriate for your operations.

What can be included in a Business Pack?

We specialise in providing tailored insurance solutions for a wide range of agribusiness sectors, including:

Material Damage
Protection for your business property, equipment, and stock.
Business Interruption
Cover for loss of income following damage to insured property.
Theft
Protection against burglary or theft of stock and contents.
Money
Cover for business cash on-site or in transit.
Glass
Replacement for internal and external glass, including signage and display cabinets. This is often a contractual requirement if you have taken out a property lease.
General Property
Cover for portable tools, laptops, and other equipment used off-site.
Public Liability
Protection against claims of injury or property damage to third parties.
Management Liability
Cover for directors, officers, and the company against management-related claims.
Cyber Insurance
Protection against data breaches, ransomware, and other cyber risks.
Professional Indemnity
Cover for errors or omissions in professional advice or services.
Commercial Motor / Motor Fleet
Cover for business vehicles or fleets.
Corporate Travel
Protection for employees travelling on business.
Construction (Contract Works)
Cover for damage or loss during construction projects.
Where Experience Meets Innovation

Industrial Special Risks (ISR) Insurance

For larger or more complex businesses, Industrial Special Risks (ISR) Insurance provides broader protection and higher limits, covering physical loss or damage to assets and consequential business interruption. ISR policies can be tailored for manufacturing, warehousing, logistics, and other high-value operations.

How we support you

  • We take time to understand your business structure, assets, and risk exposures.
  • We arrange the most appropriate level of cover from trusted insurers.
  • We act as your advocate at claim time, managing the process for a fair and timely resolution.

Protect your business with confidence

From sole traders to growing enterprises, Business Pack Insurance provides a solid foundation for protecting your business against everyday risks. Contact us today to discuss a tailored Business Pack Insurance solution for your organisation.

FAQ

Frequently Asked Questions

  • What is Business Pack Insurance?

    Business Pack Insurance combines multiple types of business cover into one convenient policy. It’s designed for small-to-mid-sized businesses and typically includes protection for property, liability, theft, and business interruption, all tailored to your specific operations.

  • What is the difference between Business Pack Insurance and Industrial Special Risks (ISR) Insurance?

    Business Pack Insurance is best suited to small and medium enterprises with moderate asset values and simpler insurance needs. Industrial Special Risks (ISR) Insurance provides broader cover and higher limits, making it ideal for larger or more complex businesses with significant physical assets or multiple locations.

  • Can I customise my Business Pack Insurance policy?

    Yes. Each Business Pack can be tailored to your business activities and risk profile. You can include covers such as management liability, cyber, commercial motor, and professional indemnity, depending on what your business requires.

  • Does Business Pack Insurance cover business interruption?

    Yes. Most Business Pack policies can include Business Interruption cover, which helps protect your income and operating costs if your business is unable to trade due to an insured event such as fire, storm, or property damage.

  • How often should I review my business insurance?

    It’s important to review your cover annually or whenever your business changes, such as adding locations, purchasing new equipment, or expanding services. We can help ensure your policy remains appropriate for your evolving business needs.

Partnering with you to protect what matters
Network Insurance House Pty Ltd ABN 19 162 437 256 CAR No. 001317943 is a Corporate Authorised Representative of Network Insurance House Broking Pty Ltd ABN 95 159 898 398 AFSL 435538
Network Insurance House Tasmania Pty Ltd | ABN 64 626 787 433 | CAR No. 1266939 is a Corporate Authorised Representative of Network Insurance House Broking Pty Ltd | ABN 95 159 898 398 | AFSL 435538

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