Individuals & Families

Home & Contents Insurance

Home and Contents Insurance for Australian families

Protecting your home and belongings is about more than just bricks, mortar, and valuables, it’s about safeguarding the place where life happens. Home and Contents Insurance provides peace of mind by covering you against unexpected events like fire, theft, storm damage, or accidents.

Whether you own your home or rent, the right policy helps protect the things that matter most. At Network Insurance House, we take the complexity out of insurance. We work with you to find the best Home and Contents policy for your unique situation.

Your Trusted Australian Risk Advisor

Why Home and Contents Insurance matters

Life is unpredictable, and even the most careful planning can’t stop the unexpected. Home and Contents Insurance ensures you won’t be left with overwhelming costs when things go wrong.
Financial security
Repairing or replacing your home or belongings after a major incident can be expensive. Insurance helps you recover faster without carrying the full financial burden.
Protection against the unexpected
From natural disasters to accidental damage, having the appropriate cover means you’re supported when life takes an unexpected turn.
Peace of mind for families
Knowing your home and treasured possessions are protected lets you focus on what really matters, enjoying time with your loved ones.

What Does Home and Contents Insurance cover?

Every household is unique, and so are the risks it faces. We will assess your needs and source the appropriate level of protection from trusted insurers.

Home Insurance
Covers the physical structure of your home, including walls, roof, floors, and fixtures, against risks like fire, storm, or impact damage.
Contents Insurance
Protects the things inside your home, such as furniture, appliances, clothing, electronics, and valuables, against events like theft, fire, or accidental damage.
Combined Home and Contents Insurance
Brings both together into one convenient policy, providing complete protection for both your home and belongings.
Where Experience Meets Innovation
Claims Support
National Network
Trusted Risk Advice

How we support you beyond the policy

Insurance isn’t just about buying a policy, it’s about having someone in your corner when you need it most.

  • We ensure you have the appropriate level of cover for your unique situation.
  • We communicate directly with insurers when you need to make a claim.
  • We scan the market looking for new or improved product and partner offerings.
  • When life changes you may also need to change your insurance cover. We are available for you to speak with at any time to discuss your changing needs.

What happens if I have a claim?

We are your advocate at claims time. We work for you and advocate for the most appropriate claims outcome based on your coverage.

  • We work to secure a fair and timely resolution, so you receive the benefits you’re entitled to. 
  • We reduce stress by handling the process with clarity, confidence, and professionalism.
  • We collect all the claims information from you and we understand how your policy responds in order to negotiate with the insurer on your behalf.

Ready to protect what matters most?

Let us find the best-fit insurance solution for your Home and Contents. Contact us today for a tailored Home and Contents Insurance quote.

FAQ

Frequently Asked Questions

  • Do I need both Home and Contents Insurance?

    That depends on your situation. Home Insurance covers the physical structure of your property, while Contents Insurance covers the belongings inside. If you own your home, you may wish to consider both. Renters often choose Contents-Only cover.

  • What does Contents Insurance usually cover?

    Contents Insurance can cover items such as furniture, appliances, clothing, electronics, and valuables against events like theft, fire, or accidental damage.

  • Are natural disasters covered under Home and Contents Insurance?

    Events such as fire, storm, hail, and flood are generally included in many policies. We can work with you to arrange the most appropriate level of cover for your Home and Contents. Always check with your broker that flood is covered in your policy.

  • Can I change my level of cover if my circumstances change?

    Yes. Life events such as renovations, new purchases, or moving house can affect your insurance needs. We are available to discuss changes and help you arrange appropriate updates to your cover.

  • What happens if I need to make a claim?

    At Network Insurance House, we act as your advocate at claim time. We liaise directly with the insurer, support you through the process, and work to achieve the most appropriate outcome based on your coverage.

Partnering with you to protect what matters
Network Insurance House Pty Ltd ABN 19 162 437 256 CAR No. 001317943 is a Corporate Authorised Representative of Network Insurance House Broking Pty Ltd ABN 95 159 898 398 AFSL 435538
Network Insurance House Tasmania Pty Ltd | ABN 64 626 787 433 | CAR No. 1266939 is a Corporate Authorised Representative of Network Insurance House Broking Pty Ltd | ABN 95 159 898 398 | AFSL 435538

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