Motor Vehicle Insurance for everyday drivers
Your vehicle is more than just a way to get from A to B, it’s an essential part of your lifestyle. Motor Vehicle Insurance can help cover the cost of damage to cars and property, as well as injury to other drivers. The appropriate cover provides peace of mind every time you are on the road.
At Network Insurance House, we take the complexity out of insurance. We work with you to find the most suitable Motor Vehicle Insurance policy for your unique situation.
Why Motor Vehicle Insurance matters
What does Motor Vehicle Insurance cover?
Every lifestyle is unique, and so are the risks it faces. We will assess your needs and source the appropriate level of protection from trusted insurers.
We can provide you with
- Windscreen protection
- Hire car in the event of an accident
- Exclusion of drivers under age 30
- Lifetime Rating One
- Protection of your No Claims Bonus
- Nominated driver
How we support you beyond the policy
- Insurance isn’t just about buying a policy, it’s about having someone in your corner when you need it most.
- We ensure you have the appropriate level of cover for your unique situation.
- We communicate directly with insurers when you need to make a claim.
- We scan the market for new or improved product and partner offerings.
- When life changes, you may also need to change your insurance cover. We are available for you to speak with at any time to discuss your changing needs.
What happens if I have a claim?
We are your advocate at claims time. We work for you and advocate for the most appropriate claims outcome based on your coverage.
- We work to secure a fair and timely resolution, so you receive the benefits you’re entitled to.
- We reduce stress by handling the process with clarity, confidence, and professionalism.
- We collect all the claims information from you and understand how your policy responds in order to negotiate with the insurer on your behalf.
Ready to get on the road with confidence?
Let us find the best-fit insurance solution for your motor vehicle. Contact us today for a tailored Motor Vehicle Insurance quote.
Frequently Asked Questions
- Is Motor Vehicle Insurance compulsory in Australia?
Yes. Compulsory Third Party (CTP) insurance is required in all states and territories. This provides cover for injury or death caused to other people in a motor vehicle accident. Additional cover, such as Comprehensive or Third-Party Property Insurance, is optional but strongly recommended.
- What’s the difference between Comprehensive and Third-Party Property Insurance?
Comprehensive Insurance provides cover for accidental damage to your own vehicle as well as damage you cause to other people’s vehicles or property. Third-Party Property Insurance only covers the damage you cause to other people’s property, not your own vehicle.
- Does insurance cover me if my car is stolen or damaged by weather?
These events are generally included under Comprehensive Motor Vehicle Insurance. We can work with you to arrange the most appropriate level of cover for your situation.
- Can I reduce my Motor Vehicle Insurance premiums?
Yes. Factors such as choosing a higher excess, maintaining a good driving record and installing security devices can help reduce your premium.
- What happens if I need to make a claim?
At Network Insurance House, we act as your advocate at claim time. We liaise directly with the insurer, support you through the process, and work to achieve the most appropriate outcome based on your coverage. Where it may be quicker for you to work with the insurer directly, we will give you the option to do so.
