Protecting significant assets with superior cover and service
Prestige Home Insurance is designed for individuals and families with substantial assets to protect. More than standard Home and Contents cover, it provides comprehensive protection for high-value homes, contents, and collections, along with enhanced service and tailored solutions.
At Network Insurance House, we understand that prestige homes and possessions require a higher level of attention. We work with you to arrange the most appropriate level of cover, ensuring confidence that your valuable assets are protected.
Why Prestige Home Insurance matters
What does Prestige Home Insurance cover?
Depending on the policy, Prestige Home Insurance can include:
- High-value Home and Contents cover
- Fine art, jewellery, antiques, and collections
- Worldwide cover for personal belongings
- Extended replacement costs for property repairs or rebuilds
- Alternative accommodation during repairs (conditions apply)
- Personal liability cover with higher limits than standard policies
How we support you beyond the policy
Protecting significant assets requires more than standard cover. We provide:
- Tailored advice to ensure the most appropriate protection for your Home and Contents
- Access to insurers who specialise in prestige households
- Ongoing support to review and adjust cover as your circumstances change
- Advocacy at claim time, ensuring a fair and timely resolution
What happens if I have a claim?
We are your advocate at claims time. We work for you and seek the most appropriate claims outcome based on your coverage.
- We gather and prepare claims information with you
- We liaise directly with the insurer on your behalf
- We work to secure a fair and timely resolution
- We reduce stress by managing the process with clarity and professionalism
Protect what matters most
Your home and possessions deserve the highest level of protection. Prestige Home Insurance ensures you receive superior cover and service for your valuable assets. Contact us to arrange a tailored Prestige Home Insurance solution.
Frequently Asked Questions
- How is Prestige Home Insurance different from standard Home and Contents Insurance?
Prestige Home Insurance is designed for households with high-value assets. It generally offers broader coverage, higher limits, and protection for valuables such as fine art, jewellery, antiques, and collections that may not be adequately covered under standard policies.
- Does Prestige Home Insurance cover my belongings worldwide?
Yes. Many prestige policies extend cover to personal belongings anywhere in the world, providing peace of mind when travelling.
- Can Prestige Home Insurance include cover for collections and valuables?
Yes. Cover can be tailored to include fine art, jewellery, antiques, wine collections, and other high-value items. Policies often allow for higher single-item limits than standard home insurance.
- Does Prestige Home Insurance cover include alternative accommodation?
Yes. Many policies provide cover for reasonable alternative accommodation if your home becomes uninhabitable after an insured event, subject to policy terms and conditions.
- Will I receive higher liability protection?
Yes. Prestige Home Insurance typically includes extended personal liability cover, providing additional financial protection if someone is injured or suffers property damage at your home.
