Small-to-Mid Sized Business

Tradies & Home Maintenance Insurance

Tailored Protection for Tradies & Home Maintenance Services

At Network Insurance House, we offer comprehensively tailored insurance packages for tradies and home maintenance professionals.  With over 40 years of experience placing insurance for tradies and home service businesses. Our cover is designed for those who work on customers property, including tradies,  handypersons, cleaners, and garden services.


We provide cover for service sectors including:

  • House cleaning service, commercial cleaning service, and office cleaning service.
  • Garden service and lawn mowing service.
  • Fence construction (excluding agriculture).
  • Landscaping
  • Handyperson and construction trade services.
Your Trusted Australian Risk Advisor

Why Specialist Home Services Insurance matters

Working on client premises exposes you to significant liability risks that standard business policies may exclude. If a client slips on a wet floor you just cleaned, or if you accidentally damage valuable property while landscaping, you face financial exposure. Specialist Tradies Insurance protects your income and assets from claims arising from accidental injury, property damage, and damage to expensive tools and equipment.

What Tradies & Home Maintenance Services Insurance can cover?

Our packages are specifically structured to address the core risks faced by trade and home maintenance professionals:

  • Public and Products Liability: Essential cover with limits of $10,000,000 and $20,000,000 available. This protects you against claims of accidental injury to a third party or property damage caused during your work.
  • Tools & Equipment: Covers the accidental damage or loss of your vital tools and equipment, ensuring you can quickly replace what you need to keep working.
  • Tax Audit: Provides cover up to $10,000 for professional fees incurred in responding to an official audit from the Australian Taxation Office.
  • Motor Vehicle and Trailer: Covers your commercial vehicles and trailers used for business purposes, ensuring your transport assets are protected.
  • Personal Accident: Optional cover to provide financial support if you are unable to work due to accidental injury. For when you may not qualify for Workers Compensation coverage.
Where Experience Meets Innovation

How we support you: our dedication to trade & home maintenance services

Network Insurance House has been servicing the home maintenance services industry for over 40 years, ensuring integrity and professionalism in every policy we tailor.

  • Payment flexibility: Policies include the option to pay via 12 monthly instalments by EFT or Credit Card, helping manage cashflow.
  • Experience: We understand the needs of the trades industry and are committed to providing tailored advice and coverage for your trade.

What happens If I have a claim?

When you hold a policy through Network Insurance House, you have access to our superior national claims team:

  • 24/7 service: Our claims service is available around the clock.
  • Dedicated advocacy: We are independent of the insurer and work directly with them as your advocate to deliver the best outcome for you.
  • End-to-end management: You have a dedicated person managing your claim from start to finish.

Ready for your quote? Contact our specialists

Get the comprehensive, tailored protection your home services business needs. Leave your contact details today, and one of our dedicated Insurance Experts will connect with you to discuss your specific requirements and design the optimal proposal for your business.

Partnering with you to protect what matters
Network Insurance House Pty Ltd ABN 19 162 437 256 CAR No. 001317943 is a Corporate Authorised Representative of Network Insurance House Broking Pty Ltd ABN 95 159 898 398 AFSL 435538
Network Insurance House Tasmania Pty Ltd | ABN 64 626 787 433 | CAR No. 1266939 is a Corporate Authorised Representative of Network Insurance House Broking Pty Ltd | ABN 95 159 898 398 | AFSL 435538

© 2026 Network Insurance House. All Rights Reserved.  ABN 95 159 898 398 / AFSL 435538.

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